Find a cool apartment: What to check when searching for a home during a hot summer
A top-floor location, large west-facing windows and no external blinds can turn a bright dream home into a summer heat trap. This guide explains how to identify overheating risks in listings and viewings, which questions to ask and which rights may apply if a rented home in Switzerland remains excessively hot.
In brief
The greatest risks are poorly insulated top floors, roof windows, large east- or west-facing glazing without effective external shading and homes that cannot be cross-ventilated at night. A cooler apartment combines low solar heat gains with external blinds, thermal mass, a good building envelope and safe night cooling. View a promising property on a sunny, warm late afternoon, test every blind and window and ask specifically about peak summer and night-time temperatures.[4]
Contents
- Why heat protection matters more when choosing a home
- Key overheating risks at a glance
- Top floor, middle floor or ground floor?
- Assess orientation and window area
- External shading matters more than attractive curtains
- Check cross-ventilation and night cooling
- Insulation, thermal mass and building services
- Urban climate, trees, courtyards and sealed surfaces
- How to test the apartment during the viewing
- Cool-home check: estimate the overheating risk
- Questions to ask
- Typical apartments compared
- An excessively hot rental home: the legal position
- Air conditioning, heat pumps and fans
- What helps after moving in
- Common home-search mistakes
- Checklist for a cooler apartment
- Sources and information date
- Frequently asked questions about finding a cool apartment
Why heat protection matters more when choosing a home
The Climate CH2025 scenarios expect more frequent and intense heat events. In a world that is 3°C warmer globally, Switzerland’s hottest day of the year would be around 4.4°C warmer on average than in 1991–2020; Zurich is expected to experience about five times as many tropical nights.[1]
The summer of 2025 was among Switzerland’s warmest since measurements began in 1864, with significant heat in June and August. Long-term climate trends make summer comfort increasingly relevant when choosing a home.[2]
Heat is not merely a comfort issue: 410 deaths in Switzerland between May and September 2025 were attributed to heat. Older people, people with chronic illnesses, pregnant women, babies and young children are particularly vulnerable.[3]
For a home that may be occupied for years, summer heat protection therefore belongs alongside rent, location, noise and layout as a core quality criterion.
Key overheating risks at a glance
| Item to check | Favourable | Warning sign |
|---|---|---|
| Roof and floor | Middle floor, insulated roof, apartment above | Top floor under a poorly protected roof, many roof windows |
| Windows | Moderate area, effective glazing, shaded façades | Floor-to-ceiling west windows or large roof glazing without external blinds |
| Shading | External venetian blinds, shutters or roller shutters | Only curtains or internal blinds |
| Ventilation | Openings on opposite sides and secure night ventilation | One-sided apartment or noise and security prevent open windows |
| Construction | Massive, insulated envelope and usable thermal mass | Lightweight structure, poorly insulated roof and high internal heat gains |
| Surroundings | Trees, greenery, shade and a ventilated courtyard | Asphalt, dark façades, car parks and a narrow street canyon |
| Technology | Summer bypass, free cooling, geocooling or efficient fans | No cooling and windows that cannot be opened |
| Bedroom | North or shaded east side, quiet night ventilation | West side, roof room or direct evening sun |
Top floor, middle floor or ground floor?
A top-floor apartment is not automatically too hot. The roof build-up, insulation, glazing, shading and ventilation are decisive. Without good heat protection, however, the upper floor can store heat throughout the day and release it well into the night.
Roof windows are particularly critical because they can admit more heat than vertical windows. Check for external roller shutters or heat-protection awnings and make sure they work fully.[4]
Middle floors often benefit from apartments above and below. Ground-floor homes may be cooler, but security, moisture, privacy and the ability to keep windows open at night must also be assessed.
Assess orientation and window area
The simple rule that south is hot and north is cool is incomplete. East- and west-facing windows can cause serious overheating because the summer sun is low in the morning and evening. South-facing glazing may be easier to shade with overhangs or horizontal devices.[4]
Large windows provide daylight but also solar heat. In new buildings, ask about the glazing’s solar-energy transmittance and the summer heat-protection concept. In existing homes, the actual performance of blinds and surrounding shade is more important than a single technical value.
North-facing or well-shaded east-facing bedrooms are often favourable. West-facing bedrooms receive heat late in the day, precisely when the room should begin cooling for the night.
External shading matters more than attractive curtains
The most effective shading blocks radiation before it reaches the glass. External venetian blinds, shutters, roller shutters, awnings and structural shade are therefore substantially more effective than curtains and internal blinds.
Test every blind. Look for damaged slats, blocked motors, wind sensors that retract too readily and whether a balcony or overhang actually shades the window during the crucial hours.
Curtains improve glare and privacy, but once sunlight has passed through the glass, much of its energy is already indoors. They are an addition, not an equivalent replacement for external shading.
Check cross-ventilation and night cooling
Night cooling removes heat stored in walls and ceilings. Several hours of cross-ventilation through large, opposing windows is especially effective; outdoor air is usually coolest before sunrise.[4]
Do not merely count the windows. Check whether air can genuinely flow through the home. Are openings available on two sides? Can internal doors be secured? Is there a small secure ventilation panel for overnight use?
Traffic, railway lines, restaurants, insects and burglary risk can make theoretical ventilation unusable in practice. Stand quietly for several minutes with the windows open.
Insulation, thermal mass and building services
Massive walls, ceilings and floors can absorb heat during the day and release it during the cooler night. This thermal mass works best when it is not completely separated from the room by suspended ceilings or thick coverings.
Good insulation slows heat entering through the roof and façade. A highly insulated new building can still overheat when extensive glazing, poor shading, internal heat gains and insufficient night cooling coincide.
For mechanical ventilation, ask about the summer bypass, airflow, controls and night mode. Comfort ventilation is not automatically air conditioning and may not actively cool an already hot room.
Positive features include geocooling or a reversible heat pump, provided the system is properly designed and actually available to the apartment.
Urban climate, trees, courtyards and sealed surfaces
Cities heat up strongly during the day and cool more slowly at night than surrounding areas. Trees, green areas, air corridors, elevation, dense development and sealed surfaces can create noticeable differences within the same city.
A home above a large asphalt area, in a narrow street canyon or opposite a sun-heated dark façade may receive more stored and reflected heat at night than a similar home beside a green courtyard.
Trees provide effective shade, but also consider daylight, pollen and whether they are likely to remain. A young tree shown in a development brochure may provide little shade for years.
How to test the apartment during the viewing
- Where possible, arrange a second viewing on a sunny, warm day between roughly 4 and 7 p.m.
- After a few minutes, measure living-room and bedroom temperatures with your own thermometer, away from windows, external walls and direct sun.
- Compare indoor and outdoor temperatures and notice whether the apartment keeps heating despite closed windows.
- Operate every blind, window and ventilation panel and test their condition and the resulting airflow.
- Carefully feel roof slopes, ceilings and sun-exposed internal surfaces; strong radiant heat is a warning sign.
- Keep the windows open and assess traffic, night noise, smells and security.
- Ask the current tenant separately about typical July and August peaks and whether sleeping was possible at night.
- Photograph or note orientation, shade, window positions and cooling equipment for later comparison.
Cool-home check: estimate the overheating risk
Select every positive feature that you have actually verified.
The check is a decision aid and not a building-physics assessment.
Questions to ask
- How hot do the living room and bedrooms become during several consecutive hot days?
- What temperatures remain at around 2 or 5 a.m.?
- Have there been complaints, measurement records or requests for heat-protection measures?
- Are all external blinds part of the rented property, and will the manager repair defects?
- Can the home be cross-ventilated, and is this realistic at night given noise and security?
- How is the roof insulated, and when were the roof and windows last refurbished?
- Does the ventilation system have a summer bypass or active cooling?
- Can the heat pump cool through the floor or ceiling system?
- Are portable air conditioners permitted, and where may the exhaust hose be routed?
- Would a permanently installed split unit be acceptable in principle?
- What electricity and ancillary costs resulted from summer cooling?
- Will trees, awnings or other shading elements be removed or altered?
Typical apartments compared
| Apartment type | Assessment |
|---|---|
| Top-floor home with south windows and external shutters | May work if the roof is insulated, shutters are effective, glazing is moderate and night ventilation is possible. |
| New build with floor-to-ceiling west windows and no external blinds | High risk: winter insulation alone does not stop solar gains. Evening sun and missing external shading are problematic. |
| Middle-floor period home with shutters and cross-ventilation | Often favourable: massive construction, external shutters and opposing windows can limit heat. Check condition and night noise. |
| Ground-floor home facing a green courtyard | May be pleasantly cool. Check burglary protection, moisture, privacy and the real possibility of night ventilation. |
| Minergie home with comfort ventilation | The label alone does not guarantee active cooling. Ask about shading, summer bypass, cooling functions and previous temperatures. |
An excessively hot rental home: the legal position
Swiss tenancy law does not specify a universally applicable summer maximum for homes. Under Article 256 CO, however, the landlord must provide and maintain the property in a condition fit for its intended use. Defects not caused by the tenant may trigger rights under Articles 259a et seq. CO, depending on their severity.[6]
A home is not defective merely because it becomes warm on isolated exceptionally hot days. Substantial, persistent overheating that is unusual relative to outdoor conditions may nevertheless constitute a defect in an individual case. The degree of impairment, building condition and reasonable behaviour by the tenant are relevant.
Record the room, time, indoor and outdoor temperatures, ventilation and shading over several days. Notify the landlord in writing and request consideration of proportionate measures such as external blinds, shutters or heat-protection film.
There is no automatic right to air conditioning. A rent reduction is also not automatic and depends on the existence and severity of a defect, notification and the individual circumstances. Obtain advice before withholding rent or making structural alterations.
Air conditioning, heat pumps and fans
Fans do not lower room temperature, but moving air improves perceived comfort and generally uses much less electricity than portable air conditioners.
Portable monoblock units require no permanent façade installation but are often noisy and inefficient because warm outside air is drawn in to replace exhausted air. Condensate, window sealing and neighbour noise matter.
A fixed split system in a rented home normally requires the landlord’s written consent. Façade alterations, noise, refrigerants and cantonal or municipal permissions may also be relevant.
A reversible heat pump or geocooling may be more efficient. Ask about the achievable temperature reduction, operating costs and individual control.
What helps after moving in
- Close external blinds early, before direct sunlight reaches the glass.
- Keep windows closed during the day whenever outside air is warmer than indoor air.
- Cross-ventilate for as long as possible at night and early in the morning.
- Reduce heat from ovens, powerful computers, lighting and other appliances.
- Use quiet fans in occupied and sleeping areas.
- Document temperatures during heat periods if the home overheats despite correct behaviour.
- Protect vulnerable people and act quickly if signs of heat stress appear.[5]
Common home-search mistakes
- Viewing only on a cool morning.
- Rejecting every top-floor home or assuming every modern new build is cool.
- Looking only at orientation while ignoring glazing area and shading.
- Treating curtains as equivalent to external shading.
- Assuming comfort ventilation is air conditioning.
- Assuming cross-ventilation without testing window positions, noise and security.
- Accepting “it gets a little warm” without asking for actual temperatures.
- Failing to document promised cooling functions in the lease or property description.
- Demanding a rent reduction immediately without measurements and written notification.
- Installing a split unit without written consent and permission checks.
Checklist for a cooler apartment
Location and building
Windows and sun
Ventilation and technology
Decision
Sources and information date
- NCCS: Climate CH2025
- MeteoSwiss: Climate change particularly pronounced in Switzerland
- NCCS: Heat-related deaths through 2025
- SwissEnergy: Protecting buildings from summer overheating
- Federal Office of Public Health: Protecting yourself in hot weather
- Swiss Code of Obligations: Articles 256 and 259a et seq.
- Zurich courts: Defects in rented property
- Swiss Tenants’ Association: When a home is too hot
Updated: 3 August 2026.
Frequently asked questions about finding a cool apartment
Summary
No single feature guarantees a cool apartment. The interaction of floor, roof, glazing, orientation, external shading, thermal mass, insulation, cross-ventilation, surroundings and building technology is decisive. View the property on a warm late afternoon, measure temperatures, test windows and blinds and record important assurances in writing. Checking these points before applying reduces the risk of discovering a summer heat trap only after moving in.
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